Cash-Flow Breakfast Club
Privacy Policy
Effective Date: October, 2026
Cash-Flow Breakfast Club (“CFBC,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you provide to us. This Privacy Policy explains how we collect, use, maintain, and protect information when you visit our website, register for our events, participate in our programs, communicate with us, or otherwise interact with Cash-Flow Breakfast Club.
By using our website or services, you acknowledge the practices described in this Privacy Policy.
1. Information We Collect
Depending on how you interact with Cash-Flow Breakfast Club, we may collect information such as:
● Name
● Email address
● Phone number
● Mailing or business address
● Company or business information
● Event registration and attendance information
● Information you provide when completing forms, surveys, or applications
● Communications and inquiries you send to us
● Information necessary to process payments or registrations
● Information regarding your preferences and interests in CFBC programs, events, and communications
When you voluntarily provide information to us, we use it for the purposes described in this Privacy Policy.
2. How We Use Your Information
We may use the information we collect to:
● Register and manage your participation in CFBC events and programs
● Communicate with you regarding events, registrations, memberships, sponsorships, and services
● Respond to questions, requests, and customer service inquiries
● Send information about upcoming CFBC events, educational opportunities, and community activities
● Process payments and manage transactions
● Provide customer support
● Improve our website, programs, events, and services
● Maintain business and administrative records
● Comply with applicable legal and regulatory requirements
● Send SMS/text messages when you have provided the required consent
3. SMS/Text Messaging Privacy
If you voluntarily opt in to receive text messages from Cash-Flow Breakfast Club, your mobile phone number and text messaging consent will be used to provide the messaging service you requested.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
Information may be shared with subcontractors or service providers solely when necessary to support our business operations, such as customer service, technology, communications delivery, or other support services.
All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We do not sell, rent, or provide your SMS opt-in information or text messaging consent to third parties for their own marketing or promotional purposes.
Your decision to opt in to SMS communications does not constitute consent to receive marketing messages from unrelated third parties.
4. Information Sharing
We may disclose personal information when reasonably necessary to operate our business and provide our services, including to:
● Service providers who assist us with website hosting, technology, payment processing, communications, customer service, event management, or other business operations
● Contractors or subcontractors performing services on our behalf
● Government authorities or other parties when required by law, legal process, or applicable regulation
● Parties involved in protecting the security, rights, property, or safety of CFBC, our users, or others
Service providers and subcontractors are expected to use information only for the services they provide to us and in accordance with applicable privacy and security requirements.
We do not share mobile information, SMS opt-in data, or SMS consent with third parties or affiliates for marketing or promotional purposes.
5. SMS Consent and Opt-In Information
When you provide your mobile number and voluntarily opt in to receive SMS messages from CFBC, we may use that information to send the types of messages described during the opt-in process.
Your SMS opt-in information and consent are used solely in connection with the messaging service and related operational purposes.
SMS opt-in data and consent will not be sold, rented, or shared with third parties for marketing or promotional purposes.
6. Cookies and Website Technologies
Our website may use cookies and similar technologies to help operate the website, understand website usage, improve functionality, and provide a better user experience.
You may be able to adjust your browser settings to manage or disable cookies. Disabling certain cookies may affect the functionality of portions of our website.
7. Payment Information
When you make a payment or purchase through CFBC, payment information may be processed by third-party payment processors.
CFBC generally does not need to store complete payment card information on its own systems. Payment information may be collected and processed by the applicable payment processor according to its own privacy policy and security practices.
8. Third-Party Websites and Services
Our website, emails, or communications may contain links to third-party websites, services, social media platforms, registration pages, payment providers, or other resources.
We are not responsible for the privacy practices or content of third-party websites or services. We encourage you to review the privacy policies of those third parties before providing them with personal information.
9. Data Security
We take reasonable administrative, technical, and organizational measures to help protect personal information against unauthorized access, disclosure, alteration, or destruction.
However, no website, electronic transmission, or storage system can be guaranteed to be completely secure. We cannot guarantee the absolute security of information transmitted to or stored by us.
10. Data Retention
We retain personal information for as long as reasonably necessary to fulfill the purposes for which it was collected, provide our services, maintain appropriate business records, resolve disputes, comply with legal obligations, and enforce our agreements.
SMS opt-in and consent information may be retained as necessary to maintain records of consent, manage the messaging service, and comply with applicable requirements.
11. Your Privacy Choices
Depending on applicable law and the nature of your relationship with CFBC, you may have rights regarding your personal information, including the ability to:
● Request information about the personal information we maintain about you
● Request correction of inaccurate information
● Request deletion of certain information
● Opt out of certain communications
● Withdraw consent for certain communications
To request assistance with your personal information or privacy preferences, please contact us using the information provided below.
SMS Opt-Out
You can stop receiving CFBC text messages at any time by replying STOP to a CFBC text message. Additional instructions regarding SMS opt-out and assistance may be provided in our Terms & Conditions.
12. Children's Privacy
Our services are not directed toward children under the age of 13. We do not knowingly collect personal information from children under 13 through our website or services.
If you believe that a child has provided personal information to us, please contact us so that we can take appropriate action.
13. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes to our business practices, services, technology, or applicable legal requirements.
When we make changes, we will update the “Effective Date” at the top of this Privacy Policy. We encourage you to review this page periodically for the latest information.
14. Contact Us
If you have questions about this Privacy Policy, your personal information, or our privacy practices, please contact:
Cash-Flow Breakfast Club
Email: [email protected]
